About Muhame

United for Development
Since 1998

From 30 founding members in Kabwohe to a member-owned co-operative serving communities across Sheema and neighbouring districts.

Our Story

Grown by Our Members, for Our Members

Muhame Financial Services Co-operative Ltd began in 1998 as the savings and credit affiliate of Muhame Co-operative Society, with support from UNDP and the Government of Uganda. In January 2000 it registered independently as a co-operative in its own right (Registration No. 6350, Bank Code 13006), based in Kabwohe Town, Sheema District.

What started with 30 founding members has grown into a co-operative serving over 55,000+ members through 14 branches, offering savings, credit, and mobile banking services rooted in the communities we serve.

Our Vision

To be a leading professionally run member responsive financial co-operative institution.

Our Mission

To improve the members' livelihoods by providing high quality, affordable, and innovative financial products and services, through a well-governed and sound co-operative institution, while protecting the environment

Muhame By The Numbers

A community-owned co-operative built by its members. Over 27 years of growing savings and futures together, serving thousands across Sheema and neighbouring districts.

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In Their Words

A Message From Our Leadership

Ms Kyatuhaire Medias

Ms Kyatuhaire Medias

Chairperson, Board of Directors

Muhame Financial Services Cooperative Limited is a financial institution that was established in 2000. It is located in Sheema Municipality, specifically in Kabwohe town, along Kabwohe-Masheruka-Buhweju road. It is a member-led and member-governed financial institution. Its operations are guided by the needs of its members, and its vision is focused on improving the welfare of its members. The SACCO's membership has grown to approximately 55000 members and continues to grow. This growth has contributed significantly to strengthening the SACCO's capital base. The SACCO's main focus is on two key aspects: the quantity and quality of its portfolio, with particular emphasis on maintaining a strong and healthy Portfolio for the benefit of its members. UNITED FOR DEVELOPMENT KYATUHAIRE MEDIAS Chairperson, Board of Directors.

What Guides Us

Our Core Values

1

Integrity

Doing right by every member, every time.

2

Efficiency

Serving members promptly and without waste.

3

Professionalism

Holding ourselves to a high standard of conduct.

4

Confidentiality

Protecting member information and trust.

5

Equity

Fair treatment for every member, regardless of size of account.

6

Transparency & Accountability

Open governance members can rely on.

7

Sacrifice & Voluntarism

Giving of ourselves to grow the co-operative.

Governance

Board Members

Elected by our members to provide oversight and strategic direction for the co-operative.

Day-to-Day Leadership

Management Team

Our Network

Branches & Branch Managers

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Who We Work With

Our Partners

Sector bodies and development partners who support our members' growth.

AgriBusinesss Initiative

AgriBusinesss Initiative

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AGRITERRA

AGRITERRA

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Association of Microfinance Institutions of Uganda

Association of Microfinance Institutions of Uganda

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Ensibuuko

Ensibuuko

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ExtraInch Technologies

ExtraInch Technologies

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gnuGrid CRB

gnuGrid CRB

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Metropol CRB

Metropol CRB

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Microfinance Support Centre

Microfinance Support Centre

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Pearl Bank

Pearl Bank

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SNV Uganda

SNV Uganda

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Stanbic Bank

Stanbic Bank

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