Our Head Office in Kabwohe
Growing Savings Together
Funding Every Harvest
Banking From Anywhere

Licensed SACCO · Est. in Sheema

Growing Savings.

Muhame Financial Services is a member-owned co-operative helping families and farmers across Sheema and neighbouring districts save, borrow, and grow with confidence.

Find a Branch
14 branches across Sheema & beyond
Check Loan Products
Agriculture, business & salary loans
Download a Form
Account opening & loan application
What We Offer

Services Built Around Our Members

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Savings Accounts

Flexible member savings with steady returns.

Agriculture Loans

Financing timed to the farming season.

Business Loans

Working capital for local traders and SMEs.

Mobile Banking

Register once, bank from anywhere.

About Muhame
Muhame Financial Services

Muhame Financial Services Co-operative Ltd is a savings and credit institution located on Masheruka Road in Kabwohe Town, Sheema District, Uganda. It started in 1998 and registered independently in 2000 under Reg. No. 6350, Bank Code 13006 — and remains a strong, member-owned institution to date.

Learn more about us
Why Muhame!

Convenience

With our mobile banking and agency banking, clients can transact to and from their accounts anytime, anywhere.

Quick Service

Our turnaround time in the provision of services to our clients is remarkable and outstanding.

Excellent Customer Care

Our staff at all branches are trained to handle clients with the utmost respect and care.

Client Centered

Muhame Financial Services is a member-owned institution — our products and services are tailored around the growth of our clients.

The Numbers Behind Our Co-operative

A community-owned co-operative built by its members. Over 27 years of growing savings and futures together, serving thousands across Sheema and neighbouring districts.

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Members

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Member-Owned

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Founded

Amumpaire Edidah Katobe Jason Natuha Ashello Ahabwe Simon +10

Meet Our Branch Managers

The people who lead each of our branches and serve members in their communities every day.

Meet the Managers
Member Voices

What Our Members Say

Hear it from our members themselves — tap any video to watch their story.

Who We Work With

Trusted by Our Partners

Muhame works alongside sector bodies and development partners who support our members' growth.

All Partners
ABI
AGRITERRA
AMFIU
Ensibuuko
EIT
gnuGrid CRB
Metropol CRB
MSC
Pearl Bank
SNV
Stanbic
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